10 Best Cashless Transaction Apps for Smartphones in India

Use of cashless transaction apps for day-to-day payments and transactions is unavoidable in current times. The latest and most relevant example is the need of using such alternate transaction tools arising after demonetization in India. India’s monetary situation has disembarked due to necessary monetary transformations and implementation of newer reforms. The cashless transaction applications are getting downloaded more than ever before. Mobile money is popularizing everywhere. One of the major sorts of the transaction can be comfortably done by using smartphones. The unveiling of a number of such apps after the introduction of government’s monetary rules and regulations is a trend that cannot be missed under any condition. Here are some handy apps that are used globally and in many developing countries as well.

List of 10 best cashless transaction Apps

PayTM

It is the most widely used online financial transactions app. Book flight tickets; recharge your mobile phones or check out some products on the shopping agglomeration and all with a snap. It’s way handier that allows performing multiple tasks with a few clicks and selections.
Downloads Android | iOS 

Freecharge

It has become one of the fastest growing digital/cashless payment platforms. The most up-to-date technology is programmed in to make the user comfortable with the interface and functions. The new offers like Split Bills, Chat n Pay, and Daily lifetime attracts many new customers and suits the need of old players.
Download: Android | iOS

PayPal

It is probably the most trusted and safe system of online money transfers. PayPal is convenient and effective. You can manage and keep an easy track of your payments. It has clearly become the most used peer-to-peer money transfer app. PayPal is a good option if you have only International transactions to make.
Download: Android | iOS

PayUMoney Seller

It is a best payment collection app for sellers. As a vendor, you can create and send bills through Whatsapp, SMS or email to collect the payments. In response, your customers can easily make payments through credit/debit cards or via net-banking. Unlike payment wallets, here you can do unlimited transactions and no login is required at the customer’s end. Features like Smart Item Manager and Sales Dashboard further ease out the process of sales tracking and storing the bills information for later use.

Download Android | iOS

Ultra cash

Based in Bengaluru, India, it is an online payment and receipts app for mobiles. You can make payments in the restaurant, retail stores, and cabs. The user needs to choose the account and provide appropriate credentials and take the phone over around 6 inches of the merchant device and click on pay.
Download: Android

MobikWik

Another online money transfer app. It has a great count of followers due to its coupons and interactive options.
Download: Android | iOS

Square Cash

Modernizing and monetizing transactions go hand in hand in cashless transactions. This app takes online banking to a new level.
Download: Android | iOS

Samsung Pay

Limited to android smartphones only, this is a platform that allows its users to load their debit, credit or gift cards/vouchers to the application. So, that it is easy for the user to pay in various stores.
Download: Android

Google Wallet

Most beneficial for the ones who’d love to shop online. It allows making purchases in around thousand online retails. The newer version is better.
Download: Andoid

Oxigen Wallet

It is the first non-bank wallet of India. This app enables the customers to transfer money even if they aren’t registered with any bank. Oxigen was the first app which opened the first online jig to allow the customers to load cash directly in their mobile wallet. Along with money transfer, this app can be used to buy gift cards, movie tickets, as a virtual visa and make payments like DTHTV and mobile recharge.
Download: Android | iOS

So, this is a short and sweet list of best cashless transaction apps available for your comfort. We will discuss each of them in detail soon in another write-up. Till then, try them and see which one suits you the best.