Apple pay is the latest technology in the market where you don’t need any card or cash with you all the time you are out to purchase something. There would be a card reader through which you can pay directly for the goods and services you purchase. For all the applications you use or if you want to purchase anything online, you just need to do a single touch and the payment is done. You don’t need to carry physical cards with you, just the card information in the apple wallet will work. According to Mac Observers report, Apple pay has more than 383 million users globally and there is an increase of users by 135% each year.
Working of ApplePay
It doesn’t matter whether your application or the wallet is open for the payment or not, as soon as the iPhone is near to the card reader, your device will open up the application and you just need to authorize it by touch ID, and your device will beep once when the payment is confirmed. When your application is open on the device, just press the side button two times which will show up all the saved cards.
Earlier, we used to take our physical passbooks with us where all our information is stored. Apple has now taken out the easiest way for payments. Your debit and credit card details will be saved in your application and no one else can pay using your cards because they will need your authentication. So, it is a safe method for doing all the payments.
Add your Cards
To add your cards, you need to go to the settings of your phone and navigate to wallet and apple pay by scrolling down the screen.
Open it and select the “+” icon on the top right corner of the screen. Once it is open, you will see an option “add a new card“. Click on it and the camera will be opened you need to place the card you want to enter the information of in the frame. It will automatically recognize the details and add your card.
You can also add your previous cards which are earlier added with your Apple ID on any other devices. If you want to check that your card is eligible or not, you have to add your card in the same way and when you place your card in the camera frame, it will tell you if your card is not eligible, otherwise it will add your card without giving any more options.
You can set one default card which you usually use for paying for goods and services. To do so, you have to drag the default card you want to choose to the very front and in the same way, you can change the location of all the cards according to your own wish.
You can set up Apple pay on apple watch in the same way mentioned above. The only thing which is changed is you need to select the “My Watch” application on your iPhone and the rest of the steps are the same.
Send Cash to your Friends.
This is also a great feature given by apple which is used for sending money from the application itself. You just have to launch the settings app and select the “wallet and apple pay” option. There you will find an option “apple pay cash”, you have to tap on the button next to it. Once you have done it, open iMessage, and then you need to enter the name of the person to whom you want to send money.
Apple pay icon will be there from where you need to enter the amount and tap on the arrow which is pointing upwards and your payment will be received by the recipient.
You just have to make sure that you use only a debit card for payment purposes. If you are using a credit card, Apple will deduct 3% from the card as a fee for it which will be of no use to you.